Boat Insurance

Texas offers incredible boating opportunities from the Gulf Coast to inland lakes like Lake Travis, Lake Conroe, and Falcon Lake. Boat insurance protects your watercraft, equipment, and liability whether you're fishing the Gulf, skiing on a reservoir, or cruising coastal waters. Your investment deserves coverage built for how you actually use your boat.

Your policy covers physical damage to your boat from collisions, storms, theft, and vandalism. If your boat is damaged while on the water, in storage, or being towed, you're protected. Comprehensive coverage handles non-collision events like hurricanes along the Texas coast or hailstorms that can damage boats in storage. Equipment coverage protects fishing gear, electronics, and other accessories that can be expensive to replace.

Liability coverage protects you if your boat causes property damage or injuries to others. On crowded Texas lakes during summer weekends, accidents happen. Medical payments coverage handles injuries to you and your passengers regardless of fault. Towing and assistance coverage gets you help when your boat breaks down on Lake Buchanan or runs into trouble on the Gulf.

Texas boaters face unique risks from sudden storms that can develop quickly over water, especially in the Gulf. If you keep your boat at a marina along the coast, hurricane coverage becomes essential. For boats on inland lakes, protection from theft and vandalism while in storage matters just as much as on-water coverage.

We help boat owners across Texas understand their coverage needs based on where they boat, how often they use their watercraft, and what type of vessel they own. From small fishing boats to large cruisers, proper insurance keeps you enjoying Texas waters without worry.