Homeowners Insurance

Comprehensive home insurance coverage that gives you peace of mind, whether you're at home or away

Texas homes face relentless challenges from severe weather, and homeowners insurance provides essential protection for your property and belongings . From the windstorms that tear through the Panhandle to the hail that pounds Dallas and Fort Worth, your home needs coverage built for Texas conditions. Over 25 years of serving Texas homeowners has taught us exactly what coverage matters most.

Your policy covers the structure of your home, including the roof, walls, and foundation. Wind and hail damage coverage is non-negotiable in Texas , where storms can cause significant destruction in minutes. Your personal belongings—furniture, electronics, clothing—are protected from theft, fire, and storm damage. Additional living expenses coverage pays for hotels and meals if your home becomes uninhabitable after a covered loss.

Liability protection shields you if someone is injured on your property. Whether a guest slips on your porch in Brownsville or a delivery person is hurt at your Houston home, this coverage protects your assets. Medical payments coverage handles minor injuries to visitors without requiring a lawsuit.

Texas weather doesn't play favorites —homes in San Antonio, Lubbock, and the Rio Grande Valley all face serious risks from severe storms, flooding, and extreme heat that can damage roofs and HVAC systems. Your policy can be customized to address specific risks in your area, whether that's windstorm coverage for coastal properties or additional protection for homes in areas prone to foundation issues.

We review your coverage regularly to ensure it keeps pace with rebuilding costs and inflation. Texas homeowners deserve straightforward protection without surprises when filing a claim, and that's exactly what we deliver.