Motorcycle Insurance

Texas highways and backroads offer some of the best riding in the country, but motorcyclists face serious risks every time they hit the road. Motorcycle insurance provides essential coverage for your bike, your safety, and your liability. From cruising Hill Country roads to commuting through city traffic, you need protection designed for riders.

Your policy covers damage to your motorcycle from collisions, theft, vandalism, and weather. Comprehensive coverage protects your bike when it's parked from theft, hail damage, or vandalism—critical in Texas where severe weather can strike without warning. Collision coverage handles damage from accidents, whether you're involved in a crash on I-35 or drop your bike in a parking lot.

Liability coverage protects you if you cause an accident that injures someone else or damages their property. Given how vulnerable motorcyclists are on Texas roads and how serious accidents can be, adequate liability limits matter significantly. Medical payments coverage handles your injuries after an accident, and uninsured motorist coverage protects you from drivers without insurance—a real problem in Texas.

Riding gear and custom parts coverage protects expensive helmets, jackets, and aftermarket modifications. If you've invested in upgrading your bike, standard coverage may not fully protect these additions. Roadside assistance gets you help when you break down on a rural highway between San Antonio and Del Rio or experience mechanical problems far from home.

Texas riders face unique challenges from extreme heat, sudden storms, and heavy traffic in urban areas. We understand that motorcycle insurance isn't just about meeting legal requirements—it's about protecting yourself and your investment. Whether you ride daily or just on weekends, we'll make sure you have coverage that fits your riding style.